Tag: Credit Score

Posted on 08/18/2024
Options to help you buy a house with bad credit
While getting approved for a mortgage does require a good...
Bad Credit
Credit Score
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Posted on 07/04/2021
It’s a Balancing Act: Credit and Debt
Image by David Pereiras from Shutterstock Your FICO score is a key factor used to determine if you qualify for a mortgage. The Fair Isaac Corporation (FICO) is the creator of the most common credit score used by home loan providers. The algorithm used to create your score is a closely-guarded industry secret. But in general, it factors...
Credit Score
FICO Score
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Posted on 08/02/2020
How Often Should You Check Your Credit Scores?
Photo by Andrey_Popov via Shutterstock Federal law allows you to get your credit report free once per year. To do so, go to annualcreditreport.com and request your report. You need to do this at least once a year so that you can correct any errors or missing information. Differences Between Credit Report & Credit Score You typically have...
Credit Score
Credit Score
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Posted on 07/26/2020
Credit Scores & Your Monthly Payment
Photo by Lukas from Pexels Before you even start looking for a home, you should know what your credit score is. You can pull your own credit score from the three major bureaus without having points deducted from your credit score. You should know your score since it will affect how high your mortgage payments will be, and...
Credit Score
Mortgage Payments
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